Insurance Information

Our insurance coordinators deal with many different insurance companies. Some companies offer many different dental and medical plans. Due to the many changes in benefit policies, it is no longer an easy task to interpret each individual policy. Although we try to stay aware of these changes, it is not always possible. We do our best to provide you with accurate coverage estimates based on information available to us. Dealing with these companies can be difficult and time consuming. Further, most dental insurance policies are limited and often only pay for a portion of the procedure(s) that may need to be completed. We will gladly file a claim on your behalf. As a courtesy, we ask that you keep us informed of any change to your insurance policy. It is important that all information about you and your insurance is current.

CoPayment

The majority of dental plans reimburse approximately 30-80 percent of treatment costs. With this in mind, we ask that your estimated co-payment be paid at the time of treatment.

Medicare

Dr. VanRaaphorst does not participate with Medicare. Most dental procedures (root planing, implants) are not covered by Medicare. Any existing private dental insurance is not affected by our Medicare policy.
As a courtesy to our patients with medical and/or dental benefit plans, we will submit necessary claim forms, receipts, and other information to your insurance company.

Upon receipt of an insurance payment, any balance due will be billed to you. If your insurance co-payment results in a credit balance with our office, it will be refunded to you.